White Glove PA Licensing

Pass the Public Adjuster exam. We handle the rest.

Passing the PA exam is just the start. Behind it sits a maze of six agencies — Pearson VUE, Live Scan fingerprinting, NIPR, the Illinois SOS, the DOI, surety bond carriers — each with its own portal, paperwork, and eventual re-submissions for first-time applicants. For contractors running a business, that’s weeks of delay and frustration. We fix that: You pass the exam. We handle the rest.

✓ End-to-End Managed ✓ 6 Agencies Handled ✓ Fixed Pricing
Service At a Glance
Tier 01 (Individual)$499 + 3rd-Party Fees
Tier 02 (Indiv + Entity)$699 + 3rd-Party Fees
Typical Timeline1–3 Weeks After Exam
Hours Saved20–50 Hours
End-to-End
From exam to license — fully managed
6 Agencies Handled
Pearson VUE, IDFPR, NIPR, IL SOS, surety, fingerprinting
Keep Your Focus
Outsource days of administrative distraction in your business
Fixed Pricing
One invoice, no surprises
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You passed the exam. Now the real work begins.

Getting your Illinois Public Adjuster license is more than just passing a test. Behind the scenes, you're juggling fingerprinting appointments, surety bond paperwork, a complicated NIPR portal, Illinois Secretary of State filings, and the Department of Insurance — every one of them with its own forms, fees, and waiting periods.

That's time you're not spending on claims. That's revenue you're not earning. White Glove PA Licensing is our answer: outsource the frustration and time to CNTC and concentrate on growing your business the moment you walk out of the exam.

6 agencies. 6 contract templates. One invoice from CNTC.
Pearson VUE Live Scan Fingerprinting NIPR Warehouse IL Secretary of State IL Dept. of Insurance Surety Bond Carrier
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Two ways in.

Choose the tier that matches how you plan to operate. Both can be bundled with your PA Exam Prep enrollment for additional savings.

Tier 01
Individual
For the sole practitioner working under a personal license.
$499
CNTC service fee — includes PA Contracts ($300 value)
+ 3rd party fees (pass-through, no markup)
What's included
  • Pearson VUE exam scheduling at your preferred location
  • Live scan fingerprint coordination
  • $50,000 individual surety bond placement
  • NIPR individual license application & submission
  • 3 contract templates: Personal/Residential, Commercial, Catastrophic
  • Section 1501 contract uploads to NIPR Warehouse
Enrollment bonus: Add at PA Exam Prep enrollment and save $75 on the service fee.
Most Popular
Tier 02
Individual + Entity
For roofers, contractors, and operators with an existing business.
$699
CNTC service fee — includes PA Contracts ($500 value)
+ 3rd party fees (pass-through, no markup)
Everything in Tier 01, plus
  • Illinois LLC formation with the Secretary of State
  • $50,000 entity surety bond placement
  • NIPR entity license application & submission
  • 3 additional entity contract templates (6 contracts total)
  • Registered agent address handling with public-record disclosure
Enrollment bonus: Add at PA Exam Prep enrollment and save $100 on the service fee.
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What's in the all-in price.

We charge a fixed service fee for our work, and we collect the third-party fees on your behalf and pay them out to each vendor. No markup on third-party fees.

Individual
Tier 01
Indiv + Entity
Tier 02
CNTC Services
White Glove Service Fee (includes PA Contracts)$499$699
Third-Party Fees (Pass-Through)
Pearson VUE Exam Fee$92$92
Live Scan Fingerprinting$60$60
NIPR License Fee$256$256
$50,000 Individual Surety Bond (1-Year)$350$350
IL SOS LLC Formation (Standard Processing)n/a$154
NIPR Entity License Feen/a$256
$50,000 Entity Surety Bond (1-Year)n/a$350
All-In Total$1,257$2,217
Bond term options: 2-year bonds ($613 each, save $87) or 3-year bonds ($875 each, save $175 — best value). Expedited 24-hour LLC processing available for an additional $100.
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How it works.

Four steps from enrollment to licensed and earning. Most students are fully licensed and earning 1–3 weeks after passing the exam.

1
Enroll & Authorize
Sign the services authorization, complete a short intake form (bond term, entity name, registered agent), and submit payment in full.
2
Pass the Exam
We call Pearson VUE and schedule your exam at your preferred location and time. You take the test and pass.
3
We Handle the Rest
Bond applications, fingerprint uploads, NIPR submissions, LLC formation, contract formulation — all managed by CNTC with status updates along the way.
4
Get Licensed & Earn
IDOI issues your license(s). You walk out with contract templates in hand, ready to take on claims.
Frequently asked questions.
What happens if I don't pass the exam?
We hold off on engaging third-party vendors (surety bonds, NIPR submissions, IL SOS LLC filing) until you confirm you've passed the exam. In the meantime, we get organized — completing your intake forms, drafting your DOI-compliant contract templates, and lining up everything so we can move the moment you give us the green light. If you do not pass, our service fee is refundable less a $50 administrative fee. The only third-party fees that may have already been paid at that point are the Pearson VUE exam and Live Scan fingerprinting, both of which are non-refundable once issued. We'll work with you on a path forward.
How long does the full process take?
Most students are fully licensed roughly 1–3 weeks after passing the Pearson VUE exam, assuming all intake materials are submitted promptly. Live Scan fingerprints are taken by a licensed Illinois fingerprinting processor (we can recommend a trusted provider). The remaining items — NIPR review by the Illinois Department of Insurance, and Secretary of State LLC processing — move much faster when handled by an experienced team that knows each agency's quirks. We provide status updates at minimum every two weeks throughout the process.
Do I need to choose Individual + Entity, or can I start with just the Individual license?
Either works. Tier 01 (Individual only) is right if you plan to practice as a sole practitioner under your personal license. Tier 02 (Individual + Entity) is built for contractors with existing businesses or anyone planning to operate a separate PA firm. You can always upgrade to entity licensing later, but bundling both at once saves significantly on the service fee.
What is a registered agent, and who serves as mine?
Every Illinois LLC must designate a registered agent — a physical Illinois address where legal service of process and state correspondence can be delivered during business hours. By default, we use the business address you provide as your registered agent address. This becomes public record on the IL Secretary of State website. If you'd prefer a separate or anonymous address, you can specify one on the intake form or use a third-party service (Northwest Registered Agent and Harbor Compliance are common options).
What about the contract templates — are they ready to use?
The six templates (Personal/Residential, Commercial, and Catastrophic, in both individual and entity versions) are the same contract structure our experienced PAs use in the field. They are built to meet Illinois DOI standards under Section 1501 of the Illinois Insurance Code and Administrative Rule 3118. They are provided as starting frameworks — you remain solely responsible for reviewing, customizing for your engagements, and executing them with claimants.
Can I pick which surety bond term I want?
Yes. At intake, you choose 1-year ($350 per bond), 2-year ($613 per bond, save $87), or 3-year ($875 per bond, save $175, best value). Most students opt for the 3-year term to lock in pricing and reduce future renewal admin.
What does CNTC do versus what I have to do?
You do: Pass the exam, accurately complete the intake form, sign the services authorization, and provide payment.

We do: Schedule your Pearson VUE exam, coordinate fingerprinting, place both surety bonds, file LLC formation with the IL Secretary of State, prepare and submit both NIPR license applications, upload contract templates to the NIPR Warehouse, and track everything through to license issuance.
Do I have to take the PA Exam Prep course through CNTC?
No, but it's strongly recommended — and you get $75–$100 off the White Glove service fee when you bundle it at PA Exam Prep enrollment. Our 3-day prep course is designed to help you walk into the Pearson VUE exam confident and prepared.
Service Snapshot
Tier 01 (Individual)$499 + 3rd-Party Fees
Tier 02 (Indiv + Entity)$699 + 3rd-Party Fees
Typical Timeline1–3 Weeks After Exam
Hours Saved20–50 Hours
Agencies Handled6
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IL DOI Bulletin 2026-02
Public Adjusters who use unlicensed third parties — including contractors and roofers — to generate leads are in violation of the Public Adjuster Law.
Such contracts are void and unenforceable — and accepting payment can constitute a Class 4 felony.
Getting properly licensed is the first and most important step.
Read DOI Bulletin 2026-02 →
Bundle with PA Exam Prep

Save $75–$100 on the White Glove service fee when you bundle at PA Exam Prep enrollment.

PA Exam Prep →
Xactimate® — Win More Claims

Combine your PA license with Xactimate® training to handle claims end-to-end.

Xactimate® Training →

Stop fighting with six agencies. Make one call.

One service fee. One invoice. One CNTC team handling the regulatory side — so you can stay where you make money: in the field.

Important Disclosures

CNTC engages third-party vendors (surety bonds, NIPR, IL SOS) only after the student confirms they have passed the Public Adjuster examination. The service fee is refundable less a $50 administrative fee if the student does not pass. Pre-exam third-party fees (Pearson VUE exam fee, Live Scan fingerprinting) are non-refundable once paid to the vendor. Contract templates are provided as starting frameworks; the licensee is solely responsible for reviewing, customizing, and executing contracts used with claimants, and CNTC accepts no liability arising from their use. The applicant is solely responsible for the accuracy and truthfulness of all information provided on intake forms and license applications. Bond approvals and license issuance are subject to underwriting and Illinois Department of Insurance review — CNTC does not guarantee approval or specific processing timelines. Unless otherwise specified on intake, the address you provide as your business address will also be used as the registered agent address for LLC formation, and will become public record.