The Carrier’s Calculator. And Yours, If You Know How to Use It.
Xactimate® is Verisk’s estimating software, and the large majority of U.S. property carriers require claims to be written in it. Every line item has a price, a unit and a definition of what it includes. The adjuster’s estimate, the supplement you send back, the appraisal award, all of it speaks Xactimate®.
A contractor who cannot write in it takes the carrier’s number. A contractor who can sketches the loss, scopes every activity, documents it the way the desk adjuster expects, and gets paid for the work that is actually there. That gap, between the estimate you accept and the estimate you could write, is where most of the money in an insurance job goes.
Roofers, restoration and mitigation companies, general contractors on insurance rebuilds, and public adjusters all live in it. We teach it live, on your own laptop, with a trainer who has spent 18 years on the carrier side of the desk.
Learn the Software. Then Master the Loss.
Xactimate® Level 1 & 2
The complete foundation, from a blank estimate to a printed one. Setup, sketch, line items, macros, supplements and the documentation that gets a scope approved. For contractors and adjusters who are new to Xactimate® or self-taught and want to do it right.
- Next class Nov 16–18, 2026 in Rosemont, register by Nov 9
- No experience required
- Every loss type: roof, interior, water, contents
- Macros that cut estimating time, and what line items leave out
Xactimate® Fire & Water Loss
The only Xactimate® course built for fire and water restoration. One real large-loss fire with a flooded crawlspace, scoped start to finish the way a carrier-side adjuster reviews it, so nothing is left off the estimate. For contractors who already write in Xactimate®.
- Experienced Xactimate® users only
- IICRC approved for 14 continuing education hours
- Detach and reset, contents, drying equipment, code items, crawlspace
- Dates coming soon, join the wait list for first access
Not sure which one? If you cannot yet sketch a room and add line items on your own, start with Level 1 & 2. If you can, and you run fire and water jobs, go straight to Fire & Water. Many contractors take both.
Four Kinds of Contractors, One Language.
Eighteen years on the carrier side. Both courses, same trainer.
Bruce Authement has been a Xactware Certified Trainer since 2012, one of a small number in the country, and has 18-plus years as a property adjuster, appraiser, umpire and catastrophe manager. He is a past president of the National Association of Catastrophe Adjusters and built the large-loss fire and flood training used by multiple independent adjusting firms.
He has written estimates for carriers, argued them for public adjusters and ruled on them as an umpire. He knows what gets an estimate paid, what gets it cut, and how to teach both.
Real Reviews from Real Contractors
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Frequently Asked Questions
What is Xactimate®, in one sentence?
The estimating software most U.S. property carriers require insurance claims to be written in, with a priced line item for every piece of work on a loss.
Which course should I take?
New to Xactimate®, or self-taught and not confident? Level 1 & 2. Already writing estimates and running fire and water jobs? Fire & Water Loss. Taking both is the full path.
Do I need my own Xactimate® license?
You bring a laptop with Xactimate® installed for either course. If you do not have a license yet, call us before class and we will tell you your options.
Does either course count for continuing education?
The Fire & Water Loss course is IICRC approved for 14 continuing education credit hours, which covers a technician’s full four-year renewal in one class. Level 1 & 2 is not a CEC course.
Are the classes live?
Yes. Both run in person in Rosemont, five minutes from O’Hare, on your own laptop, with the trainer at your shoulder. Seats are limited to what one instructor can watch.
I am a public adjuster. Where does this fit?
Most of our Xactimate® students are licensed PAs. Pair either course with the Advanced PA class to write the scope and get it approved. New to adjusting? Start with the Public Adjuster course.
How do I register?
Click Register Now to send us your details, or call (773) 635-0099. Tell us which course and we will take it from there.